Nguyen, Hang, and Toan Ho. “Factors Affecting the Willingness to Accept Digital Transformation by Small and Medium Enterprises in Ho Chi Minh City”. Science & Technology Development Journal: Economics- Law & Management 6, no. 2 (June 18, 2022): 2752-2762. Accessed November 24, 2024. https://stdjelm.scienceandtechnology.com.vn./index.php/stdjelm/article/view/973.